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Department of Premier and Cabinet

Women in Business

No Interest Micro-Business Loan program

The No Interest Micro-Business Loan program provides small, interest-free loans of up to $3,000 to people on low incomes. The program is delivered in Tasmania by the No Interest Loans Scheme (NILS).

The program can:

  • provide an interest-free loan to successful applicants
  • help you to turn a business idea into a practical proposal
  • provide information on basic compliance and other requirements for establishing a business
  • help you grow your business.

Who can apply?

Anyone who has a Health Care Card and has completed a business plan.

Applying for a loan

Call Business Tasmania on 1800 440 026 or email ask@business.tas.gov.au.

If approved, NILS will manage the loan. Payments are made fortnightly at an agreed rate. Repayments may be made through Centrepay, a free direct bill paying service available to anyone receiving a Centrelink payment. All planning advice and mentoring from Enterprise Centres is free of charge.

Free business advice

The Enterprise Centres Tasmania network is a collection of Tasmanian business advisors and mentors, created to help you and your small business to get started and develop to reach your potential.

Enterprise Centres Tasmania can provide you with free one-on-one consultation, workshops and networking events to help you to:

  • start a new business
  • set objectives for your business
  •  write a business plan
  •  develop a marketing strategy
  • take your business online
  • grow your business
  • manage your business finances margins
  • survive through hard times
  • design a succession plan

How to get started?

Visit the Find your advisor page or contact Business Tasmania:

  • Phone 1800 440 026
  • ask@business.tas.gov.au 

Social and Community Enterprises: Pathways for Women's Economic Participation

The Social and Community Enterprises: Pathways for Women's Economic Participation report was developed to provide information on social and community enterprises to which women have been key contributors, and the potential for the Australian, State and Territory governments to support the growth of such enterprises to enhance economic engagement by women who face barriers to economic inclusion.

The Commonwealth, State, Territory and New Zealand Ministers' Conference on the Status of Women (MINCO) provided funding for the development of this report, which was led by the Tasmanian Government. Women's Ministers endorsed the final report at MINCO 2010.

Download a copy of the report (PDF, 1.5MB)


The Future of Micro Credit in Australia: Opportunities for Economic Empowerment

The Future of Micro Credit in Australia: Opportunities for Economic Empowerment report was developed to provide information on micro-credit loans programs operating in developed economies, assess the demand for such programs in Australia, and the potential for the Australian, State and Territory governments to support the growth of micro-credit programs to enhance economic engagement by women on low-incomes.

The Commonwealth, State, Territory and New Zealand Ministers' Conference on the Status of Women (MINCO) provided funding for the development of this report, which was led by the Tasmanian Government.  Women' Ministers endorsed the final report at MINCO 2009.

Download a copy of the report (PDF, 1.2MB)